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Stephanie Zerbin
Conexus Insurance
Muenster
Phone: 306-682-3400
Insurance Types
Home Insurance
Auto Insurance
Commercial Insurance |
  Our farm policies are the answer to your insurance needs. You can purchase a variety of coverages to protect your farming and ranching operations.
Home, Property, Equipment, Livestock Insurance - Farm insurance is complex; our farming background gives us the knowledge needed to help you find the coverage to meet your needs. Don't wait until it's too late to find out that you are inadequately covered. You need someone who understands farming. We can help!
By working with you, we can customize a single package tailored to your individual needs - one convenient policy to insure your dwelling and belongings, buildings, machinery, livestock, grain and more.
Other Items Covered - Did you know any special belongings you have - watercraft, ATVs, or seasonal homes can also be included in your agriculture policy?
Loss of Use Coverage - Coverage may be available if something happens to your combine during harvest and you have to rent one. This optional "Loss of Use" coverage, if purchased prior to the loss, will cover your rental of replacement machinery when the cause of damage to your unit is insured.
Replacement Cost - Depending on the age of the item(s), this coverage could be available on your farm buildings and/or machinery. Should an insured loss occur, the coverage would provide the full cost of repair or replacement
with no depreciation, but will not pay in excess of the amount for which you are insured. "Replacement cost" also applies to your personal property in your dwelling regardless of age of the items.
Guaranteed Replacement Cost - This relates only to your dwelling. With this coverage, you will have your dwelling replaced after a loss with similar kind and quality of materials, with no deduction for depreciation. The total cost of replacement can exceed the amount for which your dwelling has been insured. You must meet the insurance company's qualifications and must insure the dwelling for full replacement value. With this coverage, you must advise us of any improvements or additions you make to your dwelling, as any changes may affect the replacement value.
This is a basic description of coverages only. Coverage limits, exclusions, limitations, and other factors will vary from company to company. Actual policy conditions would apply. Call Conexus Insurance today for your free quote 1-877-553-5558.
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